Fiduciary Management

As the largest specialist fiduciary manager in the UK, we support a range of defined benefit schemes to help them achieve full funding.


The Worry Index is our analysis of the overall health of FTSE 100 DB pension schemes and their ability to meet their pensions promises to members.

Is Bigger Better?

In many industries, economies of scale help to deliver cheaper and better products. But is bigger better when it comes to delivering...

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This paper reviews the default strategy of 29 of the larger Defined Contribution pension propositions currently available in the UK.

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Playing field

In our response to the FCA study, we support rejection of the undertakings in lieu and a referral of investment consultants to the...

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Lincoln Pensions

Cardano acquires Lincoln Pensions

We are delighted to announce we have acquired Lincoln Pensions, the UK's largest independent covenant advisory firm.

Cardano in brief

Assets under advice and management in UK


industry awards over 8 years


feature-length documentary made that explains the global economic system


independent covenant advisory firm

china flag

China is not known for a generous or well-designed pension system, but a look to the East could nevertheless shed some light on how...

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Behavioural_paper game_small

Lessons from 2016: Predicting an event is extremely difficult. With the benefit of hindsight, anyone can be a fortune teller.

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